FB Financial Corporation Completes Acquisition of FNB金融公司.

世界赌博十大网站 Expands into Kentucky

田纳西州纳什维尔.-(二月十八日), 2020) — FB Financial Corporation (NYSE: FBK) (“FB Financial”) completed, effective February 14, 2020, its previously announced acquisition of FNB金融公司. and its wholly owned subsidiary, 斯科茨维尔农民国家银行(统称为“农民国家银行”).

总部位于田纳西州的第三大银行第一银行(世界赌博十大网站)目前的存款约为6美元.4 billion in assets, $4.6 billion in loans held for investment and $5.1 billion in deposits on a pro forma basis as of December 31, 2019 following the acquisition of Farmers National.

此次收购使第一银行得以进入具有吸引力的保龄格林MSA，根据FDIC截至6月30日的数据，Farmers National目前在该地区的存款市场份额排名第七，存款总额约为2.04亿美元, 2019.

FB Financial’s President and CEO Chris Holmes stated, “This is an outstanding combination of like-minded banks. Farmers National has been a pillar of Scottsville for almost 100 years, 我们期待着继续提供优质的服务和社区参与，这是农民国家银行的客户和社区所期望的. 我们非常高兴地欢迎Farmers National的员工加入第一银行的大家庭.”

FNB金融公司. 股东们获得了954,827股FB Financial普通股和15美元.0 million in cash as acquisition consideration.

Waller Lansden Dortch & Davis, LLP served as legal advisor to FB Financial. Mercer Capital served as financial advisor, and Daniel W. Small & Co. served as legal advisor, to Farmers National.

ABOUT FB FINANCIAL CORPORATION

FB金融公司(纽约证券交易所代码:FBK)是一家总部位于田纳西州纳什维尔的银行控股公司. FB Financial operates through its wholly owned banking subsidiary, 世界赌博十大网站, the third largest Tennessee-headquartered bank, with 73 full-service bank branches across Tennessee, 北阿拉巴马州, 北乔治亚州和肯塔基州中部以及东南部的抵押贷款办公室. 第一银行服务于田纳西州五个最大的大都市市场，大约有6美元.4 billion in assets.

FORWARD-LOOKING STATEMENTS

本新闻稿中包含的某些陈述可能构成《世界赌博十大网站》第27A条意义上的前瞻性陈述, 修订的, and Section 21E of the Securities Exchange Act of 1934, 修订的. These forward-looking statements include, 但不限于, statements relating to the timing, 好处, 成本, 以及与Farmers National合并的协同效应(我们称之为“Farmers National合并”), 农民国家合并的预期收益和财务影响, 包括FB Financial的产品和服务的农民国民客户的接受, the opportunities to enhance market share in certain markets, market acceptance of FB Financial generally in new markets, the integration of Farmers National’s operations, and FB Financial’s future plans, 结果, 策略, 和期望. These statements can

generally be identified by the use of the words and phrases “may,”“会,”“应该,”“可以,”“会,“”的目标,”“计划,”“潜在,”“估计,”“项目,”“相信,”“意愿,”“预测,”“希望,”“目标,“”的目标,”“预测,”“继续,”“找,”“投影,以及这些词、短语和类似表达的其他变体. These forward-looking statements are not historical facts, and are based upon current expectations, 估计, 和预测, 其中很多, 就其本质而言, are inherently uncertain and beyond FB Financial’s control. 包含这些前瞻性陈述不应被视为FB Financial或任何其他人对此类期望的代表, 估计, 和预测 will be achieved. 相应的, FB金融提醒股东和投资者，任何此类前瞻性陈述都不是对未来业绩的保证，并存在风险, 假设, 以及难以预测且超出FB金融控制范围的不确定性. 尽管FB Financial认为，截至本新闻稿发布之日，这些前瞻性声明中反映的预期是合理的, 实际结果可能与前瞻性陈述所表达或暗示的结果存在重大差异. 许多因素可能导致实际结果与前瞻性陈述所设想的结果有重大差异，包括, 但不限于, (1) Farmers National合并或其他收购带来的成本节约和任何收入协同效应可能无法实现或需要比预期更长的时间才能实现的风险, (2) disruption from the Farmers National merger with customer, 供应商, or employee relationships, (3) the possibility that the 成本, 费用, 费用, 与Farmers National合并相关的费用可能比预期的要高, including as a result of unexpected or unknown factors, 事件, 或负债, (4) the risks related to the integration of the acquired business, 包括将收购的Farmers National业务与FB Financial业务进行整合的风险将被大幅推迟，或将比预期的成本更高或难度更大, (5) FB Financial追求未来收购的相关风险, (6) the risk of expansion into new geographic or product markets, (7)声誉风险及双方客户对Farmers National并购的反应, (8) FB Financial成功执行各项业务战略的能力, including its ability to execute on potential acquisition opportunities, (9)与Farmers National合并相关的潜在诉讼或监管行动的风险, and (10) general competitive, 经济, 政治, and market conditions, 和波动, and the other risk factors set forth in FB Financial’s December 31, 2018年10-K表格, filed with the Securities and Exchange Commission on March 12, 2019, 在“前瞻性声明的警告说明”和“风险因素”的标题下.

其中许多因素都超出了FB Financial的控制或预测能力. 如果与这些或其他风险或不确定性相关的一个或多个事件成为现实, or if FB Financial’s underlying 假设 prove to be incorrect, actual 结果 may differ materially from the forward-looking statements. 相应的, 股东和投资者不应过分依赖任何此类前瞻性陈述. 任何前瞻性陈述仅适用于本新闻稿发布之日, FB Financial不承担任何义务公开更新或审查任何前瞻性声明, whether as a result of new information, future developments or otherwise, except as required by law. New risks and uncertainties may emerge from time to time, FB Financial无法预测它们的发生，也无法预测它们将如何影响FB Financial.

FB Financial通过这些警示性声明对其所有前瞻性声明进行了限定.

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